Scam Directory/Area Code 704
Low Risk

Is a Call From Area Code (704) a Scam?

Charlotte, NC

About Area Code 704

Area code 704 covers Charlotte, North Carolina, a major banking and financial center. Scammers spoof this area code to impersonate Bank of America, Wells Fargo, and other financial institutions headquartered in the region. Calls often claim there is suspicious activity on the victim's account.

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Known Scam Patterns

Bank fraud alert
Credit card scam
Fake debt collection
Business email compromise callback

What to Do

  • 1Call your bank using the number on the back of your card to verify any alerts.
  • 2Never provide account numbers, PINs, or passwords to inbound callers.
  • 3Enable transaction alerts on your bank accounts for real fraud monitoring.
  • 4Report banking scams to the FTC and your financial institution.

Related Area Codes

Think you've received a scam?

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